HOSPITAL PLANS
From R195
/month
Quality Hospital Plans
With Unity Health, you are covered for emergencies and accidents at your nearest private hospital and covered at 200+ Network Hospitals.
With Unity Health, you are covered for emergencies and accidents at your nearest private hospital and covered at 405 network hospitals.
Overall Annual Limit
No Overall Annual Limit.
In-Patient Hospital
In-Patient Hospital Stabilisation – Emergency Only The actual cost of hospitalisation as an in-patient, in the event of an emergency that necessitates the stabilisation of the patient before the patient is transferred to a public hospital. Surgical procedures are excluded.
What is an emergency?
An event or unexpected health condition, which if not treated immediately would result in death or serious bodily impairment. E.g. Heart attack/stroke.
Limited to R100,000 per person per incident.
Pre-authorisation required.
In-Patient Hospital Treatment – Accident Only
The actual cost of hospitalisation as an in-patient, including all associated services during the hospital admission at any private facility in the event of injuries sustained due to an accident.
What is an accident?
An accident means bodily injury caused by violent accidental and external physical means. E.g. Severe injuries resulting from a vehicle accident or working with factory machinery.
Limited to R1,600,000 per person per incident Pre-authorisation required.
Out-Patient Casualty Treatment
Accident Only
The benefit payable for injuries sustained as a result of an accident shall be limited to treatment received in a hospital emergency unit. Limited to R8,000 per incident. Pre-authorisation required.
MRI and CT Scan
Accident Only
The actual cost of a MRI or CT scan necessitated as a result of an injury sustained due to an accident. Limited to R21,000 per person per annum. Pre-authorisation required.
Physiotherapy & Occupational Therapists
Physiotherapy & Occupational therapy following an in-patient hospitalisation due to an accident. Limited to a period of 3 months following the discharge from an in-patient hospitalisation incident and Limited to R4,000 per person per annum. Pre-authorisation required.
Accidental
Death
Limited to R35,000 per principal insured and first spouse dependant. R10,000 for each child dependant (motor vehicle accidents only).
24-Hour Medical Emergency Services Benefit (ER24)
Emergency Evacuation, including:
- Ambulance services (air or road).
- Inter-hospital transfers.
- Repatriation of mortal remains.
- Telephonic Medical advice (Ask a Doctor or ask a Nurse).
- Push to call emergency dialing and find a provider application.
Hospital pre-authorisation & guarantee of payment to the treating facility in the event of an emergency/accident.
HOSPITAL CARE PLUS
TOP-UP Product
Outpatient Hospitalisation (Emergency Only): Buy-Up to R500 000 per person per year for strokes and heart attacks only.
Note: This benefit is only available to groups and not to individuals
GET A QUOTE
Unity Health is a division of Ambledown Financial Services (PTY) Ltd, an authorised FSP 10287. In partnership with Optivest Health Services, an authorised FSP 13475. Unity Health Insurance is not a medical aid scheme but a short-term insurance product underwritten by Bryte Insurance Company Limited, a licensed insurer and an authorised FSP 17703.
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